AML & Financial Crime Policy

RentBeta treats rent, lease, and sale flows as higher-risk when large cash-equivalent payments move through payment gateways. We apply a risk-based AML programme.

Customer due diligence

Landlords and agents may be asked to verify NIN or BVN via Dojah (or admin review). Tenants paying large sums may be asked for the same. We do not store full card PANs.

Monitoring

Unusual velocity, mule-like account hopping, or mismatched KYC vs payout account can freeze withdrawals and tickets until a human reviews the file.

Reporting

Suspicious activity may be escalated in line with Nigerian AML laws and our banking/gateway partners. We do not tip off subjects of a report.

Sanctions

We refuse service where required by law. Attempts to use RentBeta to layer illicit funds through “rent” will lead to immediate account termination.